Commercial Checking

Our Commercial Checking account is for those businesses that do more than 225 transactions per month, maintain large balances, and/or needs to take full advantage of all our Treasury Management services. Plus you can get a detailed analysis statement combining all your commercial accounts.

• Minimum Opening Deposit: $100.
• Minimum balance Requirement: $0.
• Monthly Service Charge: $15 (regardless of the balance).
• Other Service Charges:
  • $.16 per debit posted, and $.30 per deposit. See analysis fees for the charge for items deposited. 
  • An additional fee not to exceed 5% above the current discount rate will be applied if the average collected balance is negative.
• An earnings credit rate is calculated on the investable balance if the average collected balance is positive. This credit is applied to offset the service charge amount.
• Statement: Itemized monthly statement with imaged checks.
• Other: Monthly FDIC Insurance assessment.