Corporate Headquarters
One Mississippi Plaza
201 South Spring Street
Tupelo, MS 38804
Common Shares
Listed on the New York Stock Exchange
NYSE Symbol: BXS
Transfer Agent and Registrar
Registrar & Transfer Company of Cranford, NJ
Phone: 1-800-368-5848
Website: www.rtco.com
Independent Auditors
KPMG LLP
Memphis, TN
Legal Counsel
J. Patrick Caldwell
Riley, Caldwell, Cork & Alvis, P.A.
Tupelo, MS
Waller Lansden Dortch & Davis, LLP
Nashville, TN
Subsidiaries
Risk Advantage, Inc.
BancorpSouth Bank and its wholly-owned subsidiaries:
Century Credit Life Insurance Company
Personal Finance Corporation
BancorpSouth Insurance Services, Inc.
BancorpSouth Investment Services, Inc.
BancorpSouth Municipal Development Corporation
Web Site
www.bancorpsouth.com
Certifications
The company's Chief Executive Officer has submitted to the New York Stock Exchange ("NYSE") the annual certification for 2005 as required by Section 303A.12(a) of the NYSE listing standards, and the Chief Executive Officer and Chief Financial Officer have filed with the Securities and Exchange Commission their Sarbanes-Oxley Section 302 certifications as exhibits to the Company's Annual Report on Form 10-K for 2005.
Dividend Reinvestment Plan
Shareholders of the Company are eligible to participate in the Dividend Reinvestment Plan. Under the terms of the Plan, common stock of the Company may be purchased by reinvesting cash dividends. For additional information contact the Transfer Agent.
Mutual funds are subject to various fees, charges and other expenses, including investment management fees and various distributionrelated fees (including 12b-1 fees), transfer agency fees and other administrative service fees. The current prospectus for the applicable mutual fund contains more detailed information concerning the fund and its objectives, risks, fees and charges. A copy of the current prospectus may be obtained by contacting your Account Administrator.
BancorpSouth Asset Management & Trust receives fees or other compensation ("Fund Compensation") when your account's assets are invested in certain mutual funds, including money market mutual funds. Some Fund Compensation is paid to us from the assets of the funds ("Fund-Paid Compensation") and impacts your investment return. In other instances, Fund Compensation is paid out of the assets of the fund's manager/sponsor ("Manager-Paid Compensation") and does not impact your investment return. Generally, Fund Compensation is paid to us at least quarterly and is based on a percentage of the average daily net assets of your account invested in the fund. The Fund Compensation we receive is in addition to our normal asset-based fees and other fees and the value of your account's assets will be included in calculating our normal asset-based fees and applicable Fund Compensation.
Trading Platform. If you direct the investment of your account, you have access to a wide variety of mutual funds on our BancorpSouth Asset Management Trading Platform. Many of the mutual funds available on the Trading Platform pay us Fund-Paid Compensation for sub-transfer agency and related services, which fees typically range from 0.10% - 0.15% annually. In addition, certain funds available on the Trading Platform pay us Fund-Paid Compensation in the form of 12b-1 fees for various administration and customer servicing relating to the fund's shares held by your account, which fees typically range from 0.00% to 0.25% annually.
Asset Allocation Models. Currently, we receive Fund-Paid Compensation only in the form of sub-transfer agency fees (for services related to buying, selling, and holding fund shares) from some mutual funds (including money market funds) that are used in our Asset Allocation Models. The sub-transfer agency fees we receive range from 0.00% to 0.15%. The amount of Fund Compensation we receive will vary from fund to fund and may not apply in the case of some funds. Our investment process is designed to pick funds for the Asset Allocation Models without regard to whether a fund pays us Fund Compensation and without regard to the amount of such compensation.
Money Market Mutual Funds. Your account's short-term balances are invested in money market mutual funds sponsored/managed by Federated Securities Corp. ("Federated Money Funds") or money market mutual funds sponsored/managed by Goldman Sachs Asset Management, L.P. ("Goldman Money Funds"). As of March 1, 2011, we receive Manager-Paid Compensation from Federated Securities Corp. or its affiliates of up to 0.05% of the average net assets invested in Federated Money Funds and from Goldman Sachs Asset Management or one of its affiliates of up to 0.06% of the average net assets invested in the Goldman Money Funds. The level of Manager-Paid Compensation will vary from time to time.
For additional information, please contact your Account Administrator.