James Kelley

DATE OF BIRTH: August 15, 1949, Little Rock, Arkansas

EDUCATION: Benton High School, Benton, Arkansas (1967)
Ouachita Baptist University, Arkadelphia, Arkansas
(BSBA, 1971)
School of Bank Marketing, University of Colorado
Southwestern Graduate School of Banking, SMU

EMPLOYMENT: President and COO (2000-Present)
BancorpSouth, Inc.
Tupelo, Mississippi

Chairman, President and CEO (1987-2000)
First United Bancshares, Inc.
El Dorado, Arkansas

Chairman and CEO (1985-2000)
First National Bank
El Dorado, Arkansas

AFFILIATIONS: Board of Directors, BancorpSouth, Inc.
Board of Directors, Arkansas Blue Cross Blue Shield
(Chairman, Investment Committee)
Board of Directors, USAble Corporation
(Chairman, Investment Committee)
Former President, Arkansas Bankers Association
Chairman, Community Development Foundation
(2005-2006) (Tupelo, Mississippi)
Former Board Member, Little Rock Branch
Federal Reserve Bank of St. Louis
Board Member, North Mississippi Medical Center
Board Member, Mississippi Bankers Association
Former Chairman, Southwestern Graduate School of
Banking Foundation, SMU

MARITAL STATUS: Married to Sandy
Three Children