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Premier Client Services

BancorpSouth Premier Client Services featuring Wealth Management provides a unique opportunity for clients with more sophisticated needs to receive the personalized service and the vast array of financial services they require to manage their finances. This includes a complete array of private banking services within Premier Banking, mortgage lending, credit cards, Asset Management and Trust, Investments, and Insurance.
 
Additionally, if you own or manage a business or other relationship, we can help you manage all those with the same personalized service.
 

Personalized Service

Because we manage a limited portfolio of clients, you are assured of receiving the attention and continuity of service you and your finances deserve. Your Premier Client Manager will be your relationship manager and you will never become a number or transaction, because you are a valued client.
 

Flexible Lending Arrangements

Whether you need a personal loan, business loan or a line of credit, BancorpSouth Premier Client Services provides unparalleled service to suit your situation. Discuss you individual needs with one of our Premier Client Managers.*
 

Convenient One-Stop Banking

Keeping up with the myriad of details of deposit and loan transactions, insurance, investment, and trust services means having to stay in touch with too many people. Now you can rely on the BancorpSouth Premier Client Services to make sure things get done for you quickly and dependably, your transactions are given priority.
 

BancorpSouth Premier Client Services featuring Wealth Management includes:

  • Competitive rates and terms on loans
  • Personal lines of credit
  • Premier Platinum Checking with Overdraft Protection
  • Platinum MasterCard Debit Card with Bonus Rewards
  • No-fee Platinum MasterCard Credit Card with BancorpSouth Rewards – earn points
  • Internet Banking services
    • Bill Pay
    • Mobile Banking
    • FinanceWorks – account aggregation
    • Internal and External Funds Transfer
  • Telephone Banking
  • Insurance
  • Investments
  • Annuities
  • Asset management and Trust
  • Many discounted banking services such as safe deposit boxes and official Checks

Accessibility and Quick Response

We understand how to do business with busy people. Your busy schedule probably leaves little time for opening accounts, shifting investments or applying for loans. As a premier Banking client, you are assured such matters will be taken care of quickly and dependably. You will find our staff committed to doing business on your terms.
 
Moreover, subject to receipt of financial information, we will routinely respond to your credit requests within 24 hours. By the way, we make “house calls”. As a Premier Banking client, you will be able to reach us day or night.
 
*Loans subject to approval. Not a commitment to lend.

 

VerisignEqual Housing Lender
Insurance and Investment products are:
Not a Deposit Ð No Bank Guarantee Ð Not insured by FDIC or other Government Agency
Not a Condition of any Bank Loan, Product or Service
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MUTUAL FUND FEES AND ADDITIONAL COMPENSATION

Mutual funds are subject to various fees, charges and other expenses, including investment management fees and various distributionrelated fees (including 12b-1 fees), transfer agency fees and other administrative service fees. The current prospectus for the applicable mutual fund contains more detailed information concerning the fund and its objectives, risks, fees and charges. A copy of the current prospectus may be obtained by contacting your Account Administrator.

BancorpSouth Asset Management & Trust receives fees or other compensation ("Fund Compensation") when your account's assets are invested in certain mutual funds, including money market mutual funds. Some Fund Compensation is paid to us from the assets of the funds ("Fund-Paid Compensation") and impacts your investment return. In other instances, Fund Compensation is paid out of the assets of the fund's manager/sponsor ("Manager-Paid Compensation") and does not impact your investment return. Generally, Fund Compensation is paid to us at least quarterly and is based on a percentage of the average daily net assets of your account invested in the fund. The Fund Compensation we receive is in addition to our normal asset-based fees and other fees and the value of your account's assets will be included in calculating our normal asset-based fees and applicable Fund Compensation.

Trading Platform. If you direct the investment of your account, you have access to a wide variety of mutual funds on our BancorpSouth Asset Management Trading Platform. Many of the mutual funds available on the Trading Platform pay us Fund-Paid Compensation for sub-transfer agency and related services, which fees typically range from 0.10% - 0.15% annually. In addition, certain funds available on the Trading Platform pay us Fund-Paid Compensation in the form of 12b-1 fees for various administration and customer servicing relating to the fund's shares held by your account, which fees typically range from 0.00% to 0.25% annually.

Asset Allocation Models. Currently, we receive Fund-Paid Compensation only in the form of sub-transfer agency fees (for services related to buying, selling, and holding fund shares) from some mutual funds (including money market funds) that are used in our Asset Allocation Models. The sub-transfer agency fees we receive range from 0.00% to 0.15%. The amount of Fund Compensation we receive will vary from fund to fund and may not apply in the case of some funds. Our investment process is designed to pick funds for the Asset Allocation Models without regard to whether a fund pays us Fund Compensation and without regard to the amount of such compensation.

Money Market Mutual Funds. Your account's short-term balances are invested in money market mutual funds sponsored/managed by Federated Securities Corp. ("Federated Money Funds") or money market mutual funds sponsored/managed by Goldman Sachs Asset Management, L.P. ("Goldman Money Funds"). As of March 1, 2011, we receive Manager-Paid Compensation from Federated Securities Corp. or its affiliates of up to 0.05% of the average net assets invested in Federated Money Funds and from Goldman Sachs Asset Management or one of its affiliates of up to 0.06% of the average net assets invested in the Goldman Money Funds. The level of Manager-Paid Compensation will vary from time to time.

For additional information, please contact your Account Administrator.