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NEW: Enhanced Tax Credit Provides Outstanding Opportunity for First-Time Homebuyers

The American Recovery and Reinvestment Act of 2009 provides a tax credit up to $8,000 for first-time homebuyers - Now extended through April 30, 2010.  Here are some key items:

• Allowed for first-time homebuyers only
• The 2009 tax credit does not have to be repaid if you stay in your home for at least 3 years
• The 2009 tax credit is equal to 10% of the home's purchase price up to a maximum of $8,000
• The 2009 tax credit is available for homes purchased on or between January 1, 2009 and April 30, 2010

New! - Enhanced Tax Credit Now Provides Opportunity for Long-Time Homeowners 

New legislation, the Worker, Homeownership and Business Assistance Act of 2009, which was signed into law on Nov. 6, 2009, extends and expands the first-time homebuyer credit allowed by previous Acts.

The new law:

• Authorizes the credit for long-time homeowners buying a replacement principal residence.

For the first time, long-time homeowners who buy a replacement principal residence may also claim a homebuyer credit of up to $6,500 (up to $3,250 for a married individual filling separately). They must have lived in the same principal residence for any five-consecutive year period during the eight-year period that ended on the date the replacement home is purchased.

Plus - Individuals and couples with higher incomes can now qualify for the credit!

Please visit www.irs.gov for additional and updated information on this exciting opportunity for First-Time Homeowners, and now Long-Time Homeowners.

Please consult with your tax advisor to determine if this program is right for you.

Regulation E Disclosure