BancSmart Free Checking
BancorpSouth's BancSmart Free Checking account has no monthly maintenance fee, no per check charge, and no minimum monthly balance requirements. Bundled with a savings account, Free Internet Banking, Online Statements, Combined Statements, and other services, BancSmart Free Checking is a complete bundle of products designed to help you start your relationship with BancorpSouth.
We Safekeep your check images and you will receive a detailed monthly statement listing all checks, drafts, debit card and ATM transactions as well as all deposit activity occurring within the month. You can view images of your checks online with Internet Banking.
· Free Internet Banking - Check balances, view and print copies of your checks, pay bills, and make transfers anywhere you have Internet access. Visit www.bancorpsouth.com to apply online.
· Free Bill Pay* - Pay your bills online on our secure Web site and save on stamps too! To receive free Bill Pay choose the combination that best suits you!
Debit Card & Direct Deposit or
Debit Card & Online Statement.
Debit Card & Direct Deposit or
Debit Card & Online Statement.
· Free MasterCard® Debit Card - Can be used anywhere MasterCard Debit Card is accepted and also works as your ATM card.
· Free Online Statement - No more paper statements! Receive your statements through Internet Banking.
· Free Combined Statement - See activity and balances on checking and savings accounts every month on one statement (Regular six-month savings statement will not include checking information).
· Direct Deposit - Save yourself a trip to the bank and have your payroll, Social Security or other reoccurring income directly deposited into your checking account.
· Savings Account - $25 opening balance with Package (Normally $100 opening balance).
· BancorpSouth Credit Card** - No annual fee BancorpSouth MasterCard® Credit Card. Rewards and Overdraft Protection available.
*To Receive Bill Pay, customer must have a combination of either Debit Card and Direct Deposit or Debit Card and Online Statement, or a $4.99 monthly fee will be assessed at statement time.
** BancorpSouth Credit Card is subject to standard credit card lending policies.
Insurance and Investment products are:
Not a Deposit – No Bank Guarantee – Not insured by FDIC or other Government Agency
Not a Condition of any Bank Loan, Product or Service
Not a Deposit – No Bank Guarantee – Not insured by FDIC or other Government Agency
Not a Condition of any Bank Loan, Product or Service