Heritage Checking

Heritage Checking is BancorpSouth's preferred services, interest bearing checking account for our friends 50 and over. Interest is earned daily at a competitive rate set weekly by the bank when you maintain a minimum daily ledger balance of $500 or more.

In addition to interest, Heritage Checking provides the following at no additional charge:

Financial Advantages

• Interest on checking
• Personalized checks - First order of special member checks annually
• Unlimited checking
• MasterCard® or VISA® credit card (subject to approval)

Security Advantages

• $100,000 common carrier accidental death insurance
• Payment card protection
• DebitSecure

Discounts and Special Savings

• Savers Club Book
• Bonus travel
• Auto trip routing
• Travel club

Convenience Advantages

• 24-hour ATM convenience
• MasterMoney^TM check card
• E-mail bank statements
• Combined statement option on request
• HomeSite Internet banking discounts
• Check benefits online by accessing www.bancorpsouth.com
• Sojourns® magazine

The beneficiary for the accidental death insurance benefit on this product follows the automatic succession of: spouse, child(ren), parents, brothers and sisters, estate. A beneficiary can be designated outside of this order by completing a change of beneficiary form.