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With a BancorpSouth checking account and a BancorpSouth MasterCard® or VISA® account, should you write a check larger than the amount in your account, the bank automatically transfers funds to your checking account in the amount of the overdraft - up to your available credit card limit. You repay MasterCard or VISA the amount transferred, plus the standard cash transfer fee (3% of the transfer with a minimum of $5 and a maximum of $30) and finance charges from the date of transfer.
Applications are available at any BancorpSouth office or by calling 1-888-797-7711.
- Avoid the embarrassment of bounced checks
- Eliminate the merchant returned check charge
- Reduce the bank overdraft charge to a minimum fee
Other types of Overdraft Protection – You can also use your Equity Credit Line or another BancorpSouth Checking account for Overdraft Protection, please visit your local office for additional information and fees related to each of these other methods.
See activity and balances on checking and savings accounts every month on one statement (Regular six-month savings statement will not include checking information).
No more paper statements! Receive your statements safely and securely via your BancorpSouth Internet Banking. You’ll receive your statement faster because you won’t have to wait on the mail, save trees, and it's secure within your BancorpSouth Internet Banking. Plus view up to 18 months of your statement history.
Now, you can use your Alltel, AT&T, Cellular South, Sprint, T-Mobile, or Verizon wireless phone to receive and pay bills, view account balances, make transfers, and more all for FREE. Click here to sign up today.