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Personal Banking
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Personal Banking

New Internet Banking Homepage

At BancorpSouth we are always striving to improve service for you. That is why we are redesigning and upgrading your Internet Banking homepage.  The new homepage gives you more comprehensive access to your accounts, transactions, and financial tools - all on one page.

When you log in to Internet Banking you will be able to:

  • Review all accounts, balances, and recent transactions on one page
  • Put money back into your pocket with Debit Bonus Rewards
  • Track expenses and review past spending from an easy-to-use chart
  • Pay important bills on time
  • Make quick transfers between accounts
  • Review recent and historical transactions through a new Account History page

We are confident you are gonig to like the new homepage giving you more visibility to your accounts and control over your finances. Better visibility, better control, better decision-making.

Click Here to view a short slideshow on the new look to Internet Banking.

Now you can bank anywhere you can access the Internet. Make transfers between accounts. Check your account status. Answer questions about loans.

 

Personal Internet Banking Fees

  • Personal Internet Banking - Free
  • Personal Internet Banking with Bill Pay - Customers who enroll for Bill Pay and have a personal BancorpSouth Checking account receive Free Bill Pay with the combination of a BancorpSouth debit card and e-mail statements, or a BancorpSouth debit card and direct deposit, otherwise there is a $4.99 monthly charge for Bill Pay.

Note: Personal Internet Banking is only available for customers with personal accounts.

 

Business Internet Banking Fees

  • Business Internet Banking including Bill Pay - $9.99 per month.
  • Free Small Business Checking customers receive Business Internet Banking for free with 10 Bill Pay transactions Free per month, then only 75¢ each

Note: Business Internet Banking is available for commercial, DBA, Non-Profit, and proprietorship accounts. Business accounts may not be setup for Personal Internet Banking.

 

 

Internet Banking Information

 

VerisignEqual Housing LenderMember FDIC
Insurance and Investment products are:
Not a Deposit Ð No Bank Guarantee Ð Not insured by FDIC or other Government Agency
Not a Condition of any Bank Loan, Product or Service
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MUTUAL FUND FEES AND ADDITIONAL COMPENSATION

Mutual funds are subject to various fees, charges and other expenses, including investment management fees and various distributionrelated fees (including 12b-1 fees), transfer agency fees and other administrative service fees. The current prospectus for the applicable mutual fund contains more detailed information concerning the fund and its objectives, risks, fees and charges. A copy of the current prospectus may be obtained by contacting your Account Administrator.

BancorpSouth Asset Management & Trust receives fees or other compensation ("Fund Compensation") when your account's assets are invested in certain mutual funds, including money market mutual funds. Some Fund Compensation is paid to us from the assets of the funds ("Fund-Paid Compensation") and impacts your investment return. In other instances, Fund Compensation is paid out of the assets of the fund's manager/sponsor ("Manager-Paid Compensation") and does not impact your investment return. Generally, Fund Compensation is paid to us at least quarterly and is based on a percentage of the average daily net assets of your account invested in the fund. The Fund Compensation we receive is in addition to our normal asset-based fees and other fees and the value of your account's assets will be included in calculating our normal asset-based fees and applicable Fund Compensation.

Trading Platform. If you direct the investment of your account, you have access to a wide variety of mutual funds on our BancorpSouth Asset Management Trading Platform. Many of the mutual funds available on the Trading Platform pay us Fund-Paid Compensation for sub-transfer agency and related services, which fees typically range from 0.10% - 0.15% annually. In addition, certain funds available on the Trading Platform pay us Fund-Paid Compensation in the form of 12b-1 fees for various administration and customer servicing relating to the fund's shares held by your account, which fees typically range from 0.00% to 0.25% annually.

Asset Allocation Models. Currently, we receive Fund-Paid Compensation only in the form of sub-transfer agency fees (for services related to buying, selling, and holding fund shares) from some mutual funds (including money market funds) that are used in our Asset Allocation Models. The sub-transfer agency fees we receive range from 0.00% to 0.15%. The amount of Fund Compensation we receive will vary from fund to fund and may not apply in the case of some funds. Our investment process is designed to pick funds for the Asset Allocation Models without regard to whether a fund pays us Fund Compensation and without regard to the amount of such compensation.

Money Market Mutual Funds. Your account's short-term balances are invested in money market mutual funds sponsored/managed by Federated Securities Corp. ("Federated Money Funds") or money market mutual funds sponsored/managed by Goldman Sachs Asset Management, L.P. ("Goldman Money Funds"). As of March 1, 2011, we receive Manager-Paid Compensation from Federated Securities Corp. or its affiliates of up to 0.05% of the average net assets invested in Federated Money Funds and from Goldman Sachs Asset Management or one of its affiliates of up to 0.06% of the average net assets invested in the Goldman Money Funds. The level of Manager-Paid Compensation will vary from time to time.

For additional information, please contact your Account Administrator.