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Personal Banking
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Personal Banking

New and Improved Mobile Banking

 
BancorpSouth is excited to release our new and improved Mobile Banking. Customers have the luxury of being able to take care of all their banking needs anywhere and anytime by simply using their mobile device. Whether you need to check a balance, view account history, transfer funds, or find your nearest branch BancorpSouth Mobile Banking is Right Where You Are.
 
 Enroll Now for Mobile Banking
 

How have we improved Mobile Banking?

 
Flexibility
 
For starters there are no carrier restrictions. Regardless of your phone company, you can use BancorpSouth Mobile Banking.
 
Mobile Banking is also available for multiple applications modes and works with virtually any smart phone including Blackberry, iPhone/iOS, and Android. 
 
New Features
 
Text Banking - simply send a text message to inquire about your account balance.
  
 
Location Search - easily and quickly find the nearest BancorpSouth branch or ATM locations when traveling throughout any of our 8 states.
 
Simple Enrollment
 
Enrollment couldn’t be easier. There is no need for extra registration or even remembering another password. Simply use the same credentials as you do with your Internet Banking.
 
 
Apps
 
The BancorpSouth Mobile Banking App is now available in the iTunes Store and the Android Market. If you do not have an iPhone or Android device you can access mobile banking by going to bancorpsouth.com/mobile after enrolling. Simply save this link as a bookmark in your phone for easy access. 
 
 

 Mobile Banking Terms and Agreement

VerisignEqual Housing LenderMember FDIC
Insurance and Investment products are:
Not a Deposit Ð No Bank Guarantee Ð Not insured by FDIC or other Government Agency
Not a Condition of any Bank Loan, Product or Service
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MUTUAL FUND FEES AND ADDITIONAL COMPENSATION

Mutual funds are subject to various fees, charges and other expenses, including investment management fees and various distributionrelated fees (including 12b-1 fees), transfer agency fees and other administrative service fees. The current prospectus for the applicable mutual fund contains more detailed information concerning the fund and its objectives, risks, fees and charges. A copy of the current prospectus may be obtained by contacting your Account Administrator.

BancorpSouth Asset Management & Trust receives fees or other compensation ("Fund Compensation") when your account's assets are invested in certain mutual funds, including money market mutual funds. Some Fund Compensation is paid to us from the assets of the funds ("Fund-Paid Compensation") and impacts your investment return. In other instances, Fund Compensation is paid out of the assets of the fund's manager/sponsor ("Manager-Paid Compensation") and does not impact your investment return. Generally, Fund Compensation is paid to us at least quarterly and is based on a percentage of the average daily net assets of your account invested in the fund. The Fund Compensation we receive is in addition to our normal asset-based fees and other fees and the value of your account's assets will be included in calculating our normal asset-based fees and applicable Fund Compensation.

Trading Platform. If you direct the investment of your account, you have access to a wide variety of mutual funds on our BancorpSouth Asset Management Trading Platform. Many of the mutual funds available on the Trading Platform pay us Fund-Paid Compensation for sub-transfer agency and related services, which fees typically range from 0.10% - 0.15% annually. In addition, certain funds available on the Trading Platform pay us Fund-Paid Compensation in the form of 12b-1 fees for various administration and customer servicing relating to the fund's shares held by your account, which fees typically range from 0.00% to 0.25% annually.

Asset Allocation Models. Currently, we receive Fund-Paid Compensation only in the form of sub-transfer agency fees (for services related to buying, selling, and holding fund shares) from some mutual funds (including money market funds) that are used in our Asset Allocation Models. The sub-transfer agency fees we receive range from 0.00% to 0.15%. The amount of Fund Compensation we receive will vary from fund to fund and may not apply in the case of some funds. Our investment process is designed to pick funds for the Asset Allocation Models without regard to whether a fund pays us Fund Compensation and without regard to the amount of such compensation.

Money Market Mutual Funds. Your account's short-term balances are invested in money market mutual funds sponsored/managed by Federated Securities Corp. ("Federated Money Funds") or money market mutual funds sponsored/managed by Goldman Sachs Asset Management, L.P. ("Goldman Money Funds"). As of March 1, 2011, we receive Manager-Paid Compensation from Federated Securities Corp. or its affiliates of up to 0.05% of the average net assets invested in Federated Money Funds and from Goldman Sachs Asset Management or one of its affiliates of up to 0.06% of the average net assets invested in the Goldman Money Funds. The level of Manager-Paid Compensation will vary from time to time.

For additional information, please contact your Account Administrator.