Student VISA**

Start building your credit history with a BancorpSouth Credit Card!

• No annual fee
• Competitive Annual Percentage Rate on Purchases (13.65% + Prime)*
• Competitive Annual Percentage Rate on Cash Advances (19.65% + Prime)*
• Optional overdraft protection for BancorpSouth checking accounts
• Automatic payment draft option
• Customer-selected PIN (Personal Identification Number) for ATM access to cash
• Online Access

More Benefits at www.visa.com/student

• Online Budget Calculators
• Financial Tips & Planning
• Special Discounts from Leading Online Retailers

*Purchase rate and cash rate will not exceed 21.0%
**All accounts subject to standard credit approval policies. Applicants must be of legal contractural age and be enrolled in an accredited two year or four year college or university. Our minimum credit limit is $500.