NEW: PERFORMANCE BANKING

 Turbo Charge Your Banking with Our New Performance Banking Package of Services

• Earn Bonus Rates on Checking and Savings
• Build Your Savings $600 Annually*
• Earth-friendly green banking advantage with electronic services

You Get:

• Performance Checking - Free Checking, plus earn a Bonus Rate**
• Performance Savings - Earn a Bonus Rate^
• FREE Platinum MasterCard Debit Card with Free BancorpSouth Cash Rewards
• FREE Electronic Statement
• FREE Combined Statement
• NO ANNUAL FEE - BancorpSouth MasterCard Credit Card with Free BancorpSouth Rewards and Cash Rewards - earn points and get cash back - subject to credit approval
• FREE Internet Banking with Bill Pay**
• FREE FinanceWorks - online budgeting tool, powered by Quicken
• FREE Automatic Savings Plan

Performance Checking

• Personal Interest-bearing checking - Free Checking
• No minimum balance, no monthly fee, & unlimited transactions
• Earn a Bonus Rate** when these performance prerequisites are met each statement cycle:
  • At least 1 ACH Debit or Credit (ex: Direct Deposit or an automatic bill payment)
  • At least 12 Debit Card Purchase Transactions
  • Electronic Statements for this account
  • Internet Banking with this account
• Additionally when the Performance Checking prerequisites are met, customers can use non-BancorpSouth ATM's worry-free up to five times per month. The BancorpSouth $1.50 transaction fee is refunded plus a $2 credit is given to account for the other bank fees that may be charged.

Performance Savings

• Personal Interest Savings^ with Automatic Savings Plan
• Opportunity to earn Bonus Rate on entire balance when the following prerequisites are met each interest cycle:
  • Transfer at least $50 (total) into this account via ACH or Internet Banking
  • Combine Performance Savings and Checking account statements (both accounts on one monthly statement)

*Build your savings $600 annually when you meet the $50 monthly transfer requirement for Performance Savings and retain these balances in your Performance Savings account. **Bonus Rate can be earned on balances of $0-$30,000. When the additional performance services aren't used during the statement cycle, accounts earn Standard Rate of Interest. Balances over $30,000 always earn the Standard Rate. Customers who enroll for Bill Pay and have a personal BancorpSouth Checking account receive Free Bill Pay with the combination of a BancorpSouth debit card and email statements, or a BancorpSouth debit card and direct deposit, otherwise there is a $4.99 monthly charge for Bill Pay. Rates are subject to change at the bank's discretion without notice. Fees may reduce earnings. ^$2.50 service charge if monthly balance falls below $50.00 minimum. $5.00 fee for each withdrawal in excess of six during the monthly interest cycle (excluding Internet Banking Transfers and ATM Debit Card and ACH transactions.