Bonus Rate is paid on balances up to $30,000 when you meet these four requirements during your statement cycle: have at least 1 ACH debit or credit, at least 12 debit card purchase transactions, are enrolled in both e-mail statements and online banking. Standard Rate is paid on balances over $30,000 and paid when the four requirements are not met. Visit your local BancorpSouth office for more details.